Mobility Scooter

Insurance

THERE is a lot of confusion surrounding the requirements over mobility scooter insurance. Under current UK legislation there are no legal requirements for a mobility scooter user to hold valid insurance.

The DVLA make the following comments with reference to mobility scooter insurance:

“Although it is not a legal requirement, it is strongly advised to have insurance. Suitable schemes are not too expensive and are available to cover your personal safety, other people’s safety and the value of the vehicle.”
It is recommended by the DVLA that insurance is taken to cover both third parties and the scooter itself. Third party insurance will cover accidental damage against other people and their property. Full insurance can also cover the scooter itself if damaged. Mobility scooters can be expensive and it will be worthwhile to cover the cost of repairing or replacing the scooter.